LPS Staff: Annual Benefit Enrollment dates and instructions

• August 13-23:  The enrollment period for all new hires and benefit eligible employees will begin on Monday, August 13 and will end at midnight on Thursday August 23.  YOU WILL NOT HAVE ACCESS TO THE ENROLLMENT SITE BEFORE AUGUST 13TH.
• Instructions:  To access the online enrollment system 1) go to www.lps.org  2) click on the STAFF tab 3) on the STAFF CENTER PAGE, you will scroll down to the bottom of the page next to the weather and click on Benefits Enrollment.  Instructions on how to enroll are located there as well.
• Be prepared with names, dates of birth, social numbers and address for dependents( spouse, children under age 26) as well as beneficiaries (for death benefit as well as any life insurance you elect).  This will simplify the process.  
• This an open enrollment for health and dental insurance for employees, spouses and dependents.  Employees may also enroll within 30 days of a qualifying event under HIPAA which includes marriage, divorce, birth/adoption, or losing coverage through a spouse changing jobs, retiring, etc.  Health Care Reform eliminated the pre-existing condition requirements.
• Details on the various benefit plans can be found on the LPS home page.  Type in Benefits in Keyword Search (upper right-hand corner of the screen).
• Good news...no rate changes!!
• If you are newly benefit eligible, you will have the opportunity to enroll in disability as well as life insurance.  Please read carefully! 
• If you are no longer newly benefit eligible and you want to enroll in disability and/ or life, you will have to complete an Evidence of Insurability (EOI) Form and return to Madison National by September 1.  This form is located in the enrollment system as well as on the benefits website.   The coverage will start if/when the application is approved by Madison National.  
• Pay attention to what coverage(s) you select.  If you are adding or declining the coverage, you will need to select the appropriate button. 
• Review, Print and/or save your confirmation so you remember what you elected!

• Any benefits added during this period will begin September 1.  (New employees may have a different effective date - addressed in your Benefit Orientation session.)  Premiums are deducted from your September 30th paycheck for September coverage. 
• If you choose to drop coverage that you had, that benefit will end on August 31, 2018. 

• Location:  District Office, 5905 "O"Street, Lower Level, Lab A
• Time:  3:30 pm to 5:30 pm
• When: Wednesday, August 15, Thursday, August 16, Monday, August 20, and Tuesday, August 21
• Come and go as you please!

• Location:  Transportation Department
• Time:  9:00 - 11:00 A.M.
• When: Wednesday, August 15, Thursday, August 16, Monday, August 20, and Tuesday, August 21
• Come and go as you please!

• If you are currently participating in the flexible spending account FSA ( healthcare or dependent care) it is time to spend down.  The plan year ends August 31, 2018.  Employees have 90 days or until November 30th to turn in receipts for reimbursement and processing.  (Don't wait until the last minute due to the Thanksgiving Holiday!)
• If you have not have been on the Payflex website to view your account or set up your direct deposit, please make sure to do so.  You can do this via your smart phone or computer.  The instructions are on the LPS website, just type in keyword "benefits" or copy and paste -  https://home.lps.org/hr/benefits-for-certified-and-classified-staff/
• The Payflex website is www.payflex.com 
• If you are planning to elect a health flex plan this year, the max is $2,650 and dependent care is $5,000 in a household.
• This a a full service FSA and can not be matched with an HSA.
• For Maintenance employees and Administrators considering the High Deductible Health Plan (HDHP) and an HSA starting on January 1 :  You are not able to enroll in an HSA if enrolled in our FSA.